Who knew that a bunch of overripe bananas sitting on your counter could transform into something so magical and with just three ingredients?
Whether you’re a beginner in the kitchen a health nut on a budget, or simply someone looking for a comforting loaf with minimal fuss, this 3 ingredient banana bread recipe is your new best friend. It’s moist naturally sweet, and egg-free, oil free and refined sugar free plus it comes together in under an hour.
Why This 3 Ingredient Banana Bread Is Taking Over the Internet
In a world filled with complicated desserts, this recipe stands out by being ridiculously easy foolproof and satisfying. You don’t need fancy mixers hard to pronounce ingredients or even a lot of time.
- 1 bowl
- 3 ingredients
- 40 minutes
- And a whole lot of banana magic
But the best part? It’s totally customizable. Whether you’re vegan, gluten free or a high protein gym goer, this loaf can flex to fit your lifestyle.
The Only 3 Ingredients You Truly Need
Let’s talk about the real heroes here. Each one plays a crucial role in texture, flavor, and structure:
1. Ripe Bananas (around 3 medium, 300g mashed)

Look for bananas with brown or black spotted skin. These are sweeter, softer, and easier to mash ideal for baking. They provide:
- Natural sweetness
- Moisture
- Binding power (so no eggs needed!)
Tip: Puree in a blender for ultra smooth texture or mash with a fork for a rustic feel.
2. Self Rising Flour (1½ cups)
This flour includes baking powder and salt saving you an extra step. No self rising flour? No problem you can make it at home:

- 1 cup all-purpose flour
- 1½ tsp baking powder
- ¼ tsp salt
Substitutions:
- Whole wheat flour + baking powder (for fiber boost)
- Oat flour or gluten-free blend + baking powder (for GF version)
3. Milk of Choice (½ cup)
The moisture glue! Use your favorite:

- Whole dairy milk (for richness)
- Almond, oat, soy or coconut milk (for vegan/dairy-free)
Adjust thickness depending on your banana mash. If it’s too wet reduce milk slightly.
Optional Add Ins to Upgrade Your Loaf (Still Simple!)
If you’re feeling fancy (but still lazy), try mixing in any of these pantry staples:
- Chocolate chips (classic and sweet)
- Walnuts, almonds, or pecans (crunch + healthy fats)
- Blueberries or raisins (natural bursts of sweetness)
- Cinnamon, vanilla extract, or nutmeg for extra flavor
- A drizzle of maple syrup on top before baking for a caramelized crust
Want protein banana bread? Swap ½ cup of flour with vanilla protein powder (whey or plant-based).
Step by Step Instructions: Fool proof & One Bowl
You’ll Need:
- Large mixing bowl
- 8×4 or 9×5 inch loaf pan
- Whisk or spatula
- Parchment paper (optional but helps with easy removal)
Instructions:
- Preheat oven to 350°F (180°C). Grease or line your loaf pan.
- Mash ripe bananas in a bowl until smooth. Add milk and mix.
- Add self rising flour and gently fold until just combined (don’t overmix).
- Pour into pan. Tap to remove air bubbles.
- Bake for 35–45 minutes. Toothpick should come out clean or with a few moist crumbs.
- Cool in pan for 10 minutes then transfer to wire rack.
Storage, Freezing & Reheating Tips
Banana bread gets even better the next day, and here’s how to store it right:
- Room temp: Wrap tightly; lasts up to 2–3 days
- Refrigerator: Keeps fresh for 5–6 days
- Freezer: Slice and freeze for up to 3 months. Wrap individually for easy grab n go
To reheat: Microwave 20–30 seconds or toast lightly for crispy edges.
Final Thoughts:
This 3 ingredient banana bread is more than just a recipe. it’s a no fail solution for those moments when you need something cozy, sweet and satisfying without making a mess or spending hours in the kitchen.
It’s the simplest loaf you’ll ever bake but don’t let the simplicity fool you. It delivers on flavor, texture and that warm banana bread hug we all crave.
FAQ’s
Can I make it vegan?
Yes! It’s naturally vegan if you use plant based milk and no optional eggs or dairy.
Can I make it gluten free?
Yes just swap self rising flour for gluten free all purpose flour + baking powder.
Can I use protein powder?
Absolutely. Replace ½ cup of flour with vanilla protein powder for a fitness-friendly version.
Is it healthy?
It’s free of eggs, oil and refined sugar so yes, it’s a smart snack or breakfast loaf!